According to this seemingly official email, which purports to be from the UK government, you have a tax refund available.
The email instructs you to click a login link to access the UK Government Gateway portal and claim your refund. Supposedly, the refund will be sent directly to your credit card account. The message also claims that the link will soon expire and you only have 24 hours to claim the refund.
But, alas, the email is not from the UK government and the promised tax refund is not real.
Instead, the email is a typical tax refund phishing scam designed to steal your credit card details and other sensitive personal information.
If you click the link in the email, you will be taken to a fraudulent website designed to look like it belongs to the UK government. Once on the site, you will be instructed to complete a tax refund claim form that asks for your name and contact details, your credit card numbers, and a large amount of other identifying personal information.
Once you submit this fake form, online crooks can collect the information you supplied and use it to commit credit card fraud and steal your identity.
There are many variations of these tax refund scams. While the version discussed here targets UK residents, other versions are aimed at taxpayers in the US, Canada, Australia, India, South Africa, and several other nations. The scammers tend to use the same false tax refund claims but feature the names and logos of different tax agencies, depending on what country they are targeting.
Be wary of any email or text message that claims that you are eligible for an unexpected tax refund and should click a link or open an attached file to get it. Your tax agency is very unlikely to send you a generic and unsolicited message that asks you to click a link and supply sensitive personal and financial information.
UK tax agency HMRC has information about recognising and reporting phishing scams on its website.
A screenshot of the scam email: