Image: © depositphotos.com/prykhodov
Message claims that the recipient has a refund pending from PayPal due to a mistakenly applied late payment charge. The recipient is instructed to complete the refund transaction by clicking a link and logging into his or her PayPal account.
The message is not from PayPal and the claim that the recipient is eligible for a refund is a lie. Those who follow the link in the message will be taken to a bogus website that asks for their PayPal login information and other personal and financial details.
Subject: We do apologise for this mistake which was caused by erros from our system
Our record shows that you have a refund pending due to late payment charges mistakenly applied
to your account by us. We sincerely apologise for this mistake which was caused by errors on our system.
This transaction cannot be completed until you log on to verify your account information.
Please note that it may take up to 3 working days to credit your account with the refund.
Click here to Log On
Please do not reply to this message. For questions, please call Customer Service.We are available 24 hours a day, 7 days a week.
Copyright 1999-2012 Paypal group. All rights reserved.
Please do not reply to this e-mail as this is only a notification. Mail sent to this address cannot be answered.
According to this email, PayPal owes you a refund due to a mistakenly applied late payment charge.
According to the message, to claim the refund, you must click a login link in the email in order to verify your account information and complete the transaction. The email comes complete with the PayPal logo and copyright notice.
However, the email is not from PayPal. In fact, it is an attempt by online criminals to trick you into handing over your personal and financial information.
To enhance your privacy and security and offer you a better user experience, Hoax-Slayer is now ad-free! Can you help us stay online?
Alas, after clicking the “Submit” button on the bogus web-form, all of your personal and financial information would be sent off to the scammers running this phishing attack. Probably before you even realized that you had been phished, the scammers would have logged into your real PayPal account, used it to conduct various fraudulent transactions and ran up a hefty credit card bill in your name.
PayPal is a favourite target of phishers, probably because PayPal does conduct so much of its business via email. But, PayPal will never send you an unsolicited email that asks you to verify or update your account by clicking a link. Or by opening an attachment as in some variants of these phishing scams. And PayPal will never send you a message that includes a generic greeting such as “Dear Customer”. Official PayPal emails will always address you by name. PayPal has published information about phishing scams on its website, including where to submit any scam emails that might come your way.
Given that warnings about such scam attempts have been widely publicized for years, both online and via the mainstream media, some might find it rather incredible that people still actually fall for them. But, people do still get taken in. Every day. All over the world. Phishing works. Otherwise, the criminals would not bother to pursue the tactic so vigorously.
So, don’t assume that all of your friends and colleagues already know about how phishing scams operate. Perhaps take the time to share information about phishing with those who might not be aware of such nefarious activities. You might just save someone from becoming a victim. And make it just a little harder for some grubby scammer to get his hands on an innocent person’s money and information.
Since you’ve read this far……can I ask you for a big favour?
To enhance your privacy and security and offer you a better user experience, Hoax-Slayer is now ad-free. To keep the site online, I now rely on voluntary contributions from site visitors along with commissions from a few trusted products and services that I promote via reviews on the site.
If you found the above report useful, please consider supporting Hoax-Slayer by making a donation. Any amount you can give will be greatly appreciated.
You can donate using your credit card via the form below. Donations are collected securely via the online payment service Stripe. Stripe uses state of the art security to keep your data safe.