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Hoax Message Claims Cars Not Insured During UK Red Weather Alerts

by Brett M. Christensen

According to a message currently circulating via social media, your car is not insured to drive during red weather alerts in the UK. 

However, the claims in the message are untrue.

In fact, your car insurance remains valid even during red weather warnings.

UK insurance company Direct Line notes via Twitter:

We’re aware of a fake news story being shared on Twitter. We would like to assure all of our customers that they are covered by their insurance policy during Red and Amber alerts. People should be careful when the weather is so extreme and only drive if really necessary.

And, Scottish news outlet Daily Record notes:

A spokesman for the AA told the Record: “It’s total nonsense to say you would not be covered during a red weather warning.


“If you were caught up in the red warning on the road, are you supposed to pull over and freeze?

But do keep in mind that, regardless of the weather conditions, if your insurance company can prove contributory negligence on your part, your claim may be questioned or denied.

So, for example, if you attempted to drive through a flooded crossing that had warning signs in place and your car was damaged or destroyed as a result, your insurance company may refuse to pay.  But, this would be true even if no red weather warning was in place.

Of course, during red weather warnings, people should avoid driving unless they have no other choice. And, if they must drive, they should take extra care and drive to the conditions.

An example of the circulating message:

Red Weather Warning Car Insurance Hoax


Importance Notice

After considerable thought and with an ache in my heart, I have decided that the time has come to close down the Hoax-Slayer website.

These days, the site does not generate enough revenue to cover expenses, and I do not have the financial resources to sustain it going forward.

Moreover, I now work long hours in a full-time and physically taxing job, so maintaining and managing the website and publishing new material has become difficult for me.

And finally, after 18 years of writing about scams and hoaxes, I feel that it is time for me to take my fingers off the keyboard and focus on other projects and pastimes.

When I first started Hoax-Slayer, I never dreamed that I would still be working on the project all these years later or that it would become such an important part of my life. It's been a fantastic and engaging experience and one that I will always treasure.

I hope that my work over the years has helped to make the Internet a little safer and thwarted the activities of at least a few scammers and malicious pranksters.

A Big Thank You

I would also like to thank all of those wonderful people who have supported the project by sharing information from the site, contributing examples of scams and hoaxes, offering suggestions, donating funds, or helping behind the scenes.

I would especially like to thank David White for his tireless contribution to the Hoax-Slayer Facebook Page over many years. David's support has been invaluable, and I can not thank him enough.

Closing Date

Hoax-Slayer will still be around for a few weeks while I wind things down. The site will go offline on May 31, 2021. While I will not be publishing any new posts, you can still access existing material on the site until the date of closure.

Thank you, one and all!

Brett Christensen,