Home ScamsPhishing Scams ANZ ‘Account Has Been Limited’ Phishing Scam

ANZ ‘Account Has Been Limited’ Phishing Scam

by Brett M. Christensen

Outline:
Email purporting to be from the ANZ bank claims that your account has been limited and you should therefore open an attached file and follow the instructions.




Brief Analysis:
The email is not from ANZ. The attachment contains an HTML file that will open a fraudulent ANZ login page in your browser. Criminals can collect the information you submit on the fake page and use it to hijack your ANZ account.

Example:
Subject: New Email.

DEAR CARDHOLDER,You have received this file because your account has been limited, download ”AN47281Z.HTM” attached to this email and follow the instructions.

Thank you




Detailed Analysis:
This email, which purports to be from ANZ, claims that your account has been limited. It advises you to open an attached file and follow the instructions to rectify the supposed problem.

However, the email is not from ANZ and the claim that your account has been limited is just a trick to get you to open the attached file without due caution.

If you do click the attachment, a fraudulent webpage will load in your default web browser. The bogus webpage features the ANZ logo and formatting and includes secondary links designed to make it look genuine.  The page contains a login box that asks you to supply your customer registration number and account password.

If you enter your login details, you will be taken to a second fake page that claims that you must supply ID information and the answers to your account security questions in order to unlock the account. After submitting this information, a final ‘Process Complete’ page will appear that thanks you for promptly dealing with the matter (see screenshot below). You will then be automatically redirected to the genuine ANZ home page. You may not realise until it is too late that you have just submitted your account information on a phishing website.

Meanwhile, the criminals who sent out the scam email can collect the information you submitted and use it to access your ANZ account. Once in the account, they can use it to conduct fraudulent transactions using your money.

Phishing scams like this one are very common and regularly target customers of many banks and other financial institutions all around the world. Be wary of any unsolicited email that claims that there is a problem with your account and asks you to click a link or open an attached file to fixed the supposed problem.

ANZ has published information about such phishing attacks on its website.

ANZ Phishing Scam




Last updated: March 23, 2016
First published: March 23, 2016
By Brett M. Christensen
About Hoax-Slayer

References
ANZ ‘Our Website Is Going To Change In The Nearest Future’ Phishing Scam
ANZ Bank ‘You Have a New Statement’ Phishing Scam
Phishing Scams – Anti-Phishing Information
ANZ – Threats to Your Computer

 

Importance Notice

After considerable thought and with an ache in my heart, I have decided that the time has come to close down the Hoax-Slayer website.

These days, the site does not generate enough revenue to cover expenses, and I do not have the financial resources to sustain it going forward.

Moreover, I now work long hours in a full-time and physically taxing job, so maintaining and managing the website and publishing new material has become difficult for me.

And finally, after 18 years of writing about scams and hoaxes, I feel that it is time for me to take my fingers off the keyboard and focus on other projects and pastimes.

When I first started Hoax-Slayer, I never dreamed that I would still be working on the project all these years later or that it would become such an important part of my life. It's been a fantastic and engaging experience and one that I will always treasure.

I hope that my work over the years has helped to make the Internet a little safer and thwarted the activities of at least a few scammers and malicious pranksters.

A Big Thank You

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Thank you, one and all!

Brett Christensen,
Hoax-Slayer